:root{
  --navy:#1c232b;--navy-2:#2b3642;--accent:#d62828;--accent-d:#b01e1e;
  --bg:#f5f7fa;--card:#fff;--text:#1d2733;--muted:#5b6876;--line:#dde3ea;
  --radius:14px;--max:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:16px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--text);background:var(--bg)}
img,svg{max-width:100%}
a{color:var(--navy-2)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
h1,h2,h3{line-height:1.2;color:var(--navy);margin:0 0 .6em}
h1{font-size:clamp(1.9rem,4.6vw,3rem)}
h2{font-size:clamp(1.5rem,3vw,2.1rem)}
h3{font-size:1.15rem}
p{margin:0 0 1em}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}

/* header */
.top{background:var(--navy);color:#cdd5de;font-size:.88rem}
.top .wrap{display:flex;justify-content:space-between;gap:12px;padding-top:7px;padding-bottom:7px;flex-wrap:wrap}
.top a{color:#fff;text-decoration:none}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px}
.brand{font-weight:800;font-size:1.25rem;color:var(--navy);text-decoration:none;letter-spacing:-.01em}
.brand span{color:var(--accent)}
nav ul{list-style:none;display:flex;gap:6px;margin:0;padding:0;align-items:center}
nav a{display:block;padding:8px 12px;border-radius:8px;text-decoration:none;color:var(--text);font-weight:600}
nav a:hover{background:var(--bg)}
.btn{display:inline-block;background:var(--accent);color:#fff!important;padding:12px 22px;border-radius:10px;font-weight:700;text-decoration:none;border:0;cursor:pointer;font-size:1rem}
.btn:hover{background:var(--accent-d)}
.btn.ghost{background:transparent;border:2px solid rgba(255,255,255,.7)}
.btn.ghost:hover{background:rgba(255,255,255,.12)}
.menu-btn{display:none;align-items:center;gap:10px;background:#fff;border:1px solid var(--line);border-radius:10px;width:46px;height:46px;justify-content:center;padding:0;font:inherit;font-weight:700;color:var(--navy);cursor:pointer}
.menu-btn .bars,.menu-btn .bars:before,.menu-btn .bars:after{display:block;width:20px;height:2px;background:var(--navy);border-radius:2px;transition:transform .2s,opacity .2s}
.menu-btn .bars{position:relative}
.menu-btn .bars:before,.menu-btn .bars:after{content:"";position:absolute;left:0}
.menu-btn .bars:before{top:-6px}.menu-btn .bars:after{top:6px}
section[id]{scroll-margin-top:76px}
.nav-overlay,.nav-close{display:none}
body{overflow-wrap:break-word}
.legal,.fgrid a{overflow-wrap:anywhere}

/* hero */
.hero{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:72px 0 80px}
.hero h1{color:#fff;max-width:20ch}
.hero p.lead{font-size:1.15rem;max-width:58ch;color:#d7dde4}
.hero .cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.hero .addr{margin-top:22px;color:#a9b4c0;font-size:.95rem}

section{padding:64px 0}
section.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sub{color:var(--muted);max-width:62ch}
.grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));margin-top:28px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.card .ico{width:46px;height:46px;border-radius:12px;background:#fbe6e6;color:var(--accent);display:grid;place-items:center;margin-bottom:14px}
.card .ico svg{width:24px;height:24px}
.card p{color:var(--muted);margin:0}
.steps{counter-reset:s;list-style:none;padding:0;margin:28px 0 0;display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.steps li:before{content:counter(s);display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;margin-bottom:12px}
.ticks{list-style:none;padding:0;margin:18px 0}
.ticks li{padding-left:30px;position:relative;margin-bottom:10px}
.ticks li:before{content:"";position:absolute;left:0;top:.45em;width:16px;height:9px;border-left:3px solid var(--accent);border-bottom:3px solid var(--accent);transform:rotate(-45deg)}
.split{display:grid;gap:36px;grid-template-columns:1fr 1fr;align-items:center}
.panel{background:var(--navy);color:#fff;border-radius:var(--radius);padding:32px}
.panel h3{color:#fff}.panel p{color:#cdd5de}
.notice{background:#f1f4f7;border:1px solid #d5dde5;border-radius:var(--radius);padding:18px 22px;color:#34404d;font-size:.95rem}

/* contact */
.contact{display:grid;gap:28px;grid-template-columns:1fr 1fr}
.contact dl{margin:0}.contact dt{font-weight:700;color:var(--navy);margin-top:14px}.contact dd{margin:2px 0 0}
.mapbox{background:#e9eef4;border:1px dashed #b9c5d3;border-radius:var(--radius);min-height:300px;display:grid;place-items:center;text-align:center;padding:20px;overflow:hidden}
.mapbox iframe{width:100%;height:100%;min-height:300px;border:0}

/* legal pages */
.page{padding:48px 0 64px}
.page .wrap{max-width:820px}
.page h2{margin-top:1.6em;font-size:1.3rem}
.page ul{padding-left:1.2em}
.crumbs{font-size:.9rem;color:var(--muted);margin-bottom:18px}

/* footer */
footer.site{background:var(--navy);color:#b4bec9;padding:52px 0 24px;font-size:.93rem}
footer.site h4{color:#fff;margin:0 0 12px;font-size:1rem}
footer.site a{color:#dde3ea}
footer.site ul{list-style:none;margin:0;padding:0}footer.site li{margin-bottom:6px}
.fgrid{display:grid;gap:28px;grid-template-columns:1.2fr 1fr 1fr 1.3fr}
.legal{border-top:1px solid rgba(255,255,255,.14);margin-top:34px;padding-top:20px;font-size:.86rem;color:#9aa6b3}
.legal p{margin:0 0 8px}

/* cookies */
#cc{position:fixed;left:16px;right:16px;bottom:16px;max-width:620px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 10px 40px rgba(28,35,43,.22);padding:18px 20px;z-index:50;display:none}
#cc p{margin:0 0 12px;font-size:.93rem}
#cc .row{display:flex;gap:10px;flex-wrap:wrap}
#cc button{padding:9px 18px;border-radius:9px;font-weight:700;cursor:pointer;border:1px solid var(--line);background:#fff;font-size:.95rem}
#cc button.ok{background:var(--navy);color:#fff;border-color:var(--navy)}
.linkbtn{background:none;border:0;color:#dde3ea;text-decoration:underline;cursor:pointer;font:inherit;padding:0}

@media(prefers-reduced-motion:reduce){nav,.nav-overlay{transition:none!important}}
@media(max-width:820px){
  .split,.contact,.fgrid{grid-template-columns:1fr}
  .menu-btn{display:inline-flex}
  nav{display:block;position:fixed;top:0;right:0;bottom:0;width:min(86vw,340px);background:#fff;z-index:40;overflow-y:auto;padding:10px 20px 24px;box-shadow:-12px 0 32px rgba(28,35,43,.18);transform:translateX(100%);visibility:hidden;transition:transform .28s ease,visibility 0s .28s}
  nav.open{transform:none;visibility:visible;transition:transform .28s ease}
  .nav-overlay{display:block;position:fixed;inset:0;background:rgba(28,35,43,.5);z-index:30;opacity:0;visibility:hidden;transition:opacity .28s,visibility 0s .28s}
  .nav-overlay.open{opacity:1;visibility:visible;transition:opacity .28s}
  .nav-close{display:flex;justify-content:flex-end;margin-bottom:6px}
  .nav-close button{width:44px;height:44px;border:0;background:none;font-size:2rem;line-height:1;color:var(--navy);cursor:pointer}
  body.nav-lock{overflow:hidden}
  nav ul{flex-direction:column;align-items:stretch;gap:2px}
  nav a{padding:13px 12px;font-size:1.05rem;border-bottom:1px solid var(--line);border-radius:0}
  nav li:last-child a{margin-top:14px;border:0;border-radius:10px;text-align:center}
  header.site .wrap{min-height:62px}
  .top .wrap{justify-content:center;text-align:center;font-size:.82rem}
  .top .wrap span:first-child{display:none}
  .hero{padding:40px 0 48px}
  .hero .cta{flex-direction:column}
  .hero .cta .btn{text-align:center;width:100%}
  section{padding:40px 0}
  .card,.steps li,.panel{padding:20px}
  .page{padding:32px 0 48px}
  footer.site{padding:40px 0 20px}
}
@media(max-width:380px){
  .wrap{padding:0 16px}
  .brand{font-size:1.1rem}
}